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Low Deposit First Homes Application / Step 1 of 3


Apply for a Low Deposit Home.

Find out if you qualify for a Low Deposit First Home option.

Our online application will take approximately 5-10 minutes to complete and will enable us to determine whether you qualify for a Low Deposit First Home option and calculate your estimated borrowing capacity.

Our basic qualification criteria is outlined below:

  • All applicants are 18 years or over.
  • All applicants are First Home Buyer(s).
  • At least one applicant must be an Australian Citizen or Permanent Resident.
  • Single applicants must be employed with a regular income of $65,000 or more per year before tax.
  • Joint applicants must have a combined income of $85,000 or more per year before tax.
  • Applicants must have savings of at least $5,000.
  • Applicants must be currently renting with a solid rental history of 12 months or more and a lease in their name.
  • Applicants must have a good credit history with no defaults.

If you believe you meet the qualification criteria above then select Single or Joint Applicants below to get start your application.

Single Applicant Joint Applicants

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Please call 1300 657 184 between 9am-5pm, Monday to Friday for assistance with your application.

Please note: This is not an application for finance and will not affect your credit score. All information provided will remain secure and confidential.


"I'd like to say a huge thank you to Angie and Courtney for making the possibility of home ownership a reality for me. I'd seriously given up dreaming of it, resigning myself to the rent cycle for eternity. If you're thinking home ownership is out of your reach, contact MWC, you have nothing to lose and everthing to gain!" Rod, QLD - First Home Buyer

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