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Low Deposit Home FAQs.

Our Low Deposit First Home options are a great way for first home buyers to get their foot into the property market with less savings. We've answered some of our most frequently asked questions here.

Is this only available for brand new homes?

Yes. The first home owners grant is only available for brand new homes. You will need to purchase a brand new home through our selected builders to qualify for this service.

Does low deposit mean higher interest rates?

No. Interest rates will vary based on each applicants individual circumstances. We use reputable lenders and in most instances the interest rate will range between 4-5%.

What's the catch?

There's no catch or hidden charges. We are paid by the builder/developer. This allows us to provide a free service and contribute our $10k MWC first home grant towards your purchase which comes directly from our commision.


Can I use my own preferred builder?

No. In order to receive our $10k MWC first home grant towards your new home and our free first home buyer service, you will need to purchase your new home through one of our selected builders or developers.

When will I start making loan repayments?

Your home loan repayments will begin after settlement. If your loan is a construction loan, your loan will gradually increase throughout each construction stage as the lender releases funds.

Do you supply stock lists?

No. We don’t supply stock lists as we will only provide you with options within your affordability and within or as near as possible to your preferred location. Speak to us directly to discuss what options are available to you.

How can I check my credit history?

If you're unsure about your credit history, we will be able to check this for you or can access your credit file at: https://www.equifax.com.au/

Am I eligible for the First Home Owners Grant?

The First Home Owner Grant is a state govenment initiative to help first home owners to get into their first new home sooner. You can find out more information on the grant in your state and check your eligibility here: http://www.firsthome.gov.au/

Does applying affect my credit score?

No. Applying for our ‘First Home Buyers Assistance Package’ will not affect your credit score. Your application allows us to review your financial situation and determine how much you could potentially borrow. We do not make any credit enquiries without your permission first.

How long are these options available?

Property prices can increase, lenders can change their lending requirements and the government grant can reduce. All these factors can affect the amount of deposit that first home buyers will require. For this reason we are urging all buyers to consider their options as soon as possible.

Explore your options!

If you'd like to find out what first home options are available to you, simply apply online or contact our friendly team.

Apply Today

Need further assistance? Call 1300 657 184 or contact us now.


Apply Online!

First home buyer? Little savings? Apply online in less than 10 minutes to find out if you qualify for a Low Deposit Home option!

Apply Today


Enter your name and email to receive a free low deposit home info pack to your inbox.


Low deposit first homes!

Our Low Deposit First Home options are the perfect for first home buyers looking to buy their first home sooner by taking advantage of the government grant. learn more ›


Our homes and locations.

We have access to hundreds of locations and quality builders. With a wide range of designs and floor plans available we can find you the perfect first home! learn more ›


Steps to home ownership.

First home buyer? Here's an outline of the steps our team will take with you on your journey to home ownership when assisting you with a low deposit first home! learn more ›


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