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low deposit home FAQs.

Our Low Deposit First Home options are a great way for first home buyers to get their foot into the property market with less savings. We've answered some of our most frequently asked questions here.

Yes. The first home owners grant is only available for brand new homes. You will need to purchase a brand new home through our selected builders to qualify for this service.

No. Interest rates will vary based on each applicants individual circumstances. We use reputable lenders and in most instances the interest rate will range between 3.5-4.5%.

There's no catch or hidden charges. We are paid by the builder/developer. This allows us to provide a free service and contribute our $10k MWC first home grant towards your purchase which comes directly from our commision.

No. In order to receive our $10k MWC first home grant towards your new home and our free first home buyer service, you will need to purchase your new home through one of our selected builders or developers.

Your home loan repayments will begin after settlement. If your loan is a construction loan, your loan will gradually increase throughout each construction stage as the lender releases funds.

No. We don’t supply stock lists as we will only provide you with options within your affordability and within or as near as possible to your preferred location. Speak to us directly to discuss what options are available to you.

If you're unsure about your credit history, we will be able to check this for you or can access your credit file at: https://www.equifax.com.au/

The First Home Owner Grant is a state government initiative to help first home owners to get into their first new home sooner. You can find out more information on the grant in your state and check your eligibility here: http://www.firsthome.gov.au/

No. Applying for our ‘First Home Buyers Assistance Package’ will not affect your credit score. Your application allows us to review your financial situation and determine how much you could potentially borrow. We do not make any credit enquiries without your permission first.

Property prices can increase, lenders can change their lending requirements and the government grant can reduce. All these factors can affect the amount of deposit that first home buyers will require. For this reason we are urging all buyers to consider their options as soon as possible.

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