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Steps to Home Ownership!

Buying your first home is a very exciting step. Unlike renting, you will be able to pay off your very own home and not someone else's. Our team is dedicated to helping first home buyers start their journey to home ownership. 

Our team is here to guide you every step of the way to ensure your journey to home ownership is simple and stress free. We've outlined a basic overview of our step-by-step service to give you a clearer idea of how we help you into your first home.

1. Pre-qualification

Pre-qualification is the first step and allows us to determine if you qualify for a Low Deposit First Home option and how much you can potentially borrow. Once qualified we can provide you with a range of suitable first home options within your affordability.

2. Property selection

You will be assigned your very own First Home Advisor who will present you with a range of suitable first home options tailored to you. We work directly with quality builders and developers and have access to a wide range of brand new, full turn-key house & land packages, townhouses and apartment options.

Once you’ve selected your property, you will need to sign an Expression of Interest. This lets the vendor know that you intend to purchase this property and will ensure the property is not offered to other prospective buyers. An EOI is not a binding contract to purchase the property.


3. Contract signing

Once you've selected your new home we will then arrange a suitable time to assist you with contract signing. All contracts are fixed price contracts and subject to finance approval. Our finance team will also assist you with your home loan application and first home owner grant formst with you.

Your signed contracts will then be processed and returned to the vendor. A copy of the contracts will also be sent to the lender for a valuation to be conducted. Your home loan application will also be submitted. We now await for finance approval from the lender.

4. Finance approval

Once your home loan and First Home Ownersʼ  Grant are approved, your contract will then go ʻUnconditionalʼ  making it a binding agreement between you and the vendor.

We will then meet with you to sign the relevant home loan documents. This is the contract between you and the lender to borrow the funds for your new home. We will then lodge your signed home loan documents to the lender. We then move towards settlement of your new home.

5. Financial planning

Becoming a home owner and managing a mortgage will require some extra discipline. We will put you in touch with a qualified financial planner for a complimentary financial planning consultation.

6. Settlement!

You're officially a home owner! Once your property has settled, the deal is done. The property is now yours and the you're now officially a home owner and you get to move in!

If you are buying off the plan, the builder will then begin construction of your new home.We will guide you through the construction stages and keep you up to date with the current progress of your new home.

Apply now to get started!

It's easy and secure to apply for a Low Deposit First Home option to find out if you qualify. You can apply in less than 10 minutes without affecting your credit score!

Apply Today

Need further assistance? Call 1300 657 184 or contact us now.


Apply Online!

First home buyer? Little savings? Apply online in less than 10 minutes to find out if you qualify for a Low Deposit Home option!

Apply Today


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Low deposit first homes!

Our Low Deposit First Home options are the perfect for first home buyers looking to buy their first home sooner by taking advantage of the government grant. learn more ›


Our homes and locations.

We have access to hundreds of locations and quality builders. With a wide range of designs and floor plans available we can find you the perfect first home! learn more ›


Frequently asked questions.

We've answered a number of frequently asked questions regarding our Low Deposit First Home options. learn more ›


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Learn important information about the QLD FHOG and find out if you're eligible. view article ›


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