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From-Renter-to-Homeowner-Guide-Info-Pack-Book

How to buy your first home — from $15K deposit

Hey deposit ninja 🥷

Think you need $100K or a 20% deposit to buy your first home? You don’t.

We’ve already helped over 500 families make the leap into home ownership — with as little as $15K saved.

No nasty deposit loans.

No shared ownership with the government.

Just 100% your home.

Our strategy offers one of the lowest deposit pathways to homeownership — made possible through our exclusive $10K Deposit Gift and government grants.

It’s a smarter, faster way to break free from the rent cycle and get into a place of your own.

Get info pack

The $10k boost

Government grants are a great start — but we don’t stop there. We provide our home buyers with a huge $10,000 Deposit Boost! The best part? It's not a loan, it's a gift — rebated from our commission with builders. Our boost allows us to offer you some of the lowest deposit options available.

 

Why we do it

We believe everyone deserves the comfort, security, and pride of owning their own home. But let’s be real — saving a huge deposit can feel impossible. So we created a one-stop solution to close the deposit gap and make buying a home feel easier, with complete support.

 

Yep — it's free!

Our entire home buyer service is 100% free! No catch. No hidden fees. No obligation. We’re paid by the builder, so your success is our success!

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Our regions

VIC

Melbourne

Geelong

Bendigo

Ballarat

Sunbury

Shepparton

Warragul

QLD

Ipswich

Logan

North Brisbane

Jimboomba

Fernvale

Aratula

Boonah

Laidley

NSW

Tamworth

Gunnedah

freedom

Keys & Ease Guarantee

Because getting the keys to your first home shouldn't be hard, risky, or full of surprises. With MWC, it's simple: low deposit, zero stress, and no financial curveballs. And if something doesn't go to plan? We'll make it right — or help cover your costs, up to $5,000.

* Conditions apply

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Locked-in Low Deposit Guarantee

You can get started with the savings we quote for your chosen home package — no moving the goalposts. If we say $15K savings is enough after your eligible support, that’s all you’ll need. Stamp duty and legal fees are included in our quoted figure where applicable. And if we’re wrong? We’ll cover the shortfall — up to $5,000 to get you into a home.

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Fixed Price Turn-key Guarantee

Every package we offer is 100% fixed-price and turn-key — driveway, site costs, fencing, landscaping, appliances, and more are included upfront. That means no hidden extras, no “upgrade surprises,” and no unfinished home. What you see in your package is what you get. If a listed inclusion is unavailable during the build, it will be replaced with an item of equal quality and standard at no extra cost to you.

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No Build Deposit Guarantee

Most builders ask for a 5% build deposit before finance is even approved. Not with us — we have access to builders who waive the build deposit requirement completely for our clients. That means less pressure, less upfront savings, and more flexibility while you finalise your finance.

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On-Time Build Guarantee

We only work with reliable, experienced builders who stick to deadlines. If your builder misses the contracted timeframe, we'll provide $200 per week in financial support (up to $5,000) until your home is completed — giving you some extra budget relief and peace of mind.

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Build Protection Guarantee

Every build contract comes with a structural warranty and a maintenance period. If anything needs attention during this time, you can count on us to step in and coordinate with the builder — so you’re never left chasing tradies or trying to sort out problems on your own.

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100% Free Service Guarantee

Our service is 100% free from start to finish. We don’t upsell or push extras you don’t need. Instead, we focus on finding the right home solution that fits your budget. We’re paid by the builder, which means we only succeed when you do. That’s why you can trust that every recommendation we make is about helping you move forward — not adding to your costs.

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$10K Deposit Boost Guarantee

Build your first home with us and we guarantee your $10,000 Deposit Boost — it’s a gift, not a loan, and never needs repaying. If you’re eligible, approved, and buy with us, it’s yours. No strings attached. Just real support to help close the gap and get you into your home faster.

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Builder Confidence Guarantee

Every one of our 500+ families has had their home completed and delivered. We only work with trusted builders who have a proven track record — but if yours fails to deliver, we’ll step in. We’ll provide you with the support and information for the relevant state building authority, who will oversee getting your build back on track. During this period, we’ll also provide financial support of $200 per week (up to $5,000) until progress resumes.

We’re your one-stop solution for buying your home.

Our exclusive $10,000 Deposit Boost gives you one of Australia’s lowest deposit pathways. 💪

We’re not about pushy sales talk.

We focus on trust, guidance, and education—to show you what’s possible.

We’ve built a strong network of trusted builders, finance specialists, and legal experts.

Our step-by-step process makes the journey simple and stress-free for buyers.

We help buyers break through overwhelm, decision paralysis, and procrastination—turning it into possibilities and solutions in a fast-moving market.

The question is—would you rather face the market alone, or work with a team that’s already helped 500+ families overcome the same barriers you’re facing now?

Not at all.

Our brokers at Simplii Finance work with all the major banks and lenders.

You still get competitive rates.

And the best part? They work for you for free.

The banks cover their fees.

Brokers also make the process easier.

They handle the paperwork, lodge your grant applications and guide you step by step.

Here’s the difference:

Stick with one bank and you’re limited to their deposit rules, and their products only.

Work with a broker and you get more options, smarter solutions, across a range of lenders.

Some might feel loyal to their bank.

But let’s be honest—your bank’s not going to tell you if there’s a better deal elsewhere. Our brokers will. 😉

We get why you’d think that.

It sounds almost too good to be true.

But here’s the truth: our pathway is simple.

We combine our $10k Deposit Gift with:

  • Government support
  • Smart lending
  • Affordable locations

The thing is, banks don’t offer deposit boosts.

They don’t always count grants towards your deposit.

And they definitely won’t tell you about better options elsewhere.

That’s why so many people still think the old way.

The fact is, our proven low-deposit pathway has already helped over 500 families into their own homes.

The photos, videos, and reviews on this page are all from real clients who made it happen.

The question is — will you be next?

Fair question.

We’re a business, so what’s in it for us?

Simple — our fees are covered by the builder.

That’s how we can give you our $10,000 Deposit Boost to cut your upfront costs.

So for you, our entire service is 100% free.

No pressure. No obligation.

Just the support you need to get into a home sooner.

At the end of the day, we only succeed if you succeed.

That’s why it’s in our best interest to get you into your own home. 💪

How it works

Sounds too good to be true? We get that. But it’s actually pretty simple — we combine our Deposit Boost, government schemes, and low deposit finance to get you home sooner, with less savings.

Watch this 60-second video to see how...

Get info pack

 

Why buy now?

Rents are rising. Prices are climbing. Supply’s tightening. The sooner you buy, the more value and growth you could lock in. Waiting could mean saving more and paying more — and honestly, who wants that?

 

500+ and counting

We’ve helped over 500 families buy their first home — with far less savings than they thought possible! Their success is what drives us. If they can do it, so can you.

 

Check your deposit

This isn’t your standard bankers “5% home loan” pitch. We’re talking grants, schemes, and our exclusive $10K Deposit Boost — all working together to get you closer, faster. Try our deposit checker below to see for yourself.

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Yes.

We partner with new home builders to make our low deposit solution possible.

And if you want to access the First Home Owner Grant, the property must be brand new.

That’s why we can’t offer the same low deposit options for established homes you see online.

But here’s the upside of new:

Lower maintenance costs.

Builder warranties for peace of mind.

Modern designs with energy efficiency.

Plus, you get to move into a place that’s truly yours—brand new, never lived in. ✨

Not at all.

Our low deposit pathway is not a shared equity or Help to Buy scheme.

We simply help you tap into government support—like the First Home Owner Grant and the Home Guarantee No LMI Scheme.

That reduces the deposit you need.

And the best part?

You own 💯 of your home.

You can scroll up to see our current regions.

We don’t sell land or lock you into certain estates or suburbs.

Instead, we help you find the right block—and can even deal with land agents on your behalf.

Our trusted builders work across a wide area.

Where you can build usually depends on:

  • Suitable land availability
  • What works for your budget and deposit
  • Properties within government grant price caps

Your MWC Consultant will work with you closely to show you what’s possible.

It really comes down to two main things:

  • The property price
  • The government support you’re eligible for

For example, a $700,000 home might qualify for the First Home Grant. But an $800,000 home would not.

That difference can have a big impact on the savings you need with us.

Ultimately, it’s about finding the right location that fits your budget and deposit.

Many of our buyers have entered the market with far less savings by choosing growing regions—rather than sticking to their current suburb.

We’ll always look for the lowest deposit pathway possible.

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7 Easy Steps

Our free service, $10K Deposit Boost, and Keys & Ease Guarantee™ are designed to make your journey fast, simple, and stress-free—so you can make real moves with confidence.

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checklist

1. Pre-Qual

Tell us a little about you and we’ll quickly see if we can help—free, no credit impact, no pressure. You’ll get a simple “here’s what’s possible” snapshot so you know your next move.

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2. Kickstart Sesh

Jump on a relaxed chat with your dedicated MWC consultant. We’ll explain how everything works, answer questions, and map a game plan that fits your goals, timeline, and budget.

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3. Borrowing Snapshot

Our mates at Simplii Finance review your income and commitments to confirm how much you can borrow and what repayments could look like. Clear ranges, plain English, honest advice.

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4. Home Selection

Your consultant scouts land in the right areas and pairs it with a home design that suits your lifestyle and budget. We’ll talk location, budget, and must-haves—so it feels exciting, not overwhelming.

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5. Contracts

Paperwork, ugh. We’ll walk you through the contracts step-by-step, flag anything important, and keep it simple. Simplii Finance handles your loan application and helps line up any eligible grants or schemes.

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6. Settlement

Pop the bubbly—today you officially become a landowner. Huge milestone! We’ll tick off the last checks and start the countdown to build. You’ll know exactly what happens next.

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7. Construction

Build kicks off and we stay with you the whole way: slab down, frame up, roof on, handover. Got questions? We’re on call. With the Keys & Ease Guarantee, you’ve got extra peace of mind baked in.

From-Renter-to-Homeowner-Guide-Info-Pack-Book

Get your free info pack

Home isn’t just a roof, it’s freedom, stability, and something to truly call your own.

Our free info pack is the easiest way to take that first step. No pressure, no strings — just clear guidance to help you move toward the life you’ve worked hard for (and absolutely deserve).

Inside you'll learn

  • The real reason owning matters — and the deposit myth holding buyers back
  • How our low deposit solution works (and why it’s different)
  • Why waiting could cost you tens of thousands of dollars
  • Where we build and the step-by-step process we guide you through
  • How to start the journey to owning your home sooner

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We respect your privacy — we keep your info safe and confidential.