Get qualified.

Everyone's situation is unique so we encourage all home buyers to complete our pre-qualification form. Our team can then provide a free assessment to determine what options may be available to you within your budget. Our service is free and it's completely up to you if you decide to proceed with us. We're here to help and support you anytime and when it suits you.

To be eligible you simply need to be able to service a mortgage. This means having things like a stable income, good credit rating and your bills paid on time. We've outlined the basic criteria below...

• 18+ and Aus. Citizens or Permanent Residents
• Good credit history / no defaults
• Single Buyer Minimum Income: $60,000 per year before tax is recommended.
• Joint Buyers Minimum Combined Income: $80,000 per year before tax is recommended.

Additional criteria which can be useful:

• Some lenders will consider a rental history with a lease in your name as genuine savings. If you don't have a rental history we can assist you with a savings plan.

• If you're eligible for the Government First Home Owner Grant this can be used towards your deposit.

• If you have a family member who is prepared to guarantee your home loan, you may be able to get into your home with little to no deposit.

If you don't meet the above criteria, we encourage you to still complete our pre-qualification form as we may still be able to offer suggestions on how you may be able to qualify now or in the future.

Not at all! This pre-qualification process simply allows our team to determine if you qualify for our Low Deposit Home Solution and calculate how much you can potentially borrow. This is not an application for finance and will not impact your credit score in anyway.