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get pre-qualified in a few simple steps.

start pre-qualification 

where it all begins.

Are you ready to fast track your journey to home ownership? 

Achieving your dream of home ownership is even easier with our Low Deposit Home Solution and our team at your side every step of the way. We can help you get into your very own home sooner with less savings!

Below you will find useful information to help you get started...

Everyone's situation is unique so we encourage all home buyers to complete our pre-qualification form. Our team can then assess your situation to determine what options may be available to you within your affordability. Our service is cost and obligation free so it's completely up to you if you decide to proceed with us. We're here to help and support you anytime and when it suits you.

The basic qualification criteria is outlined below:

  • 18 years or over
  • Australian Citizens or Permanent Residents.
  • $65,000 per year before tax for single buyers
  • $85,000 combined income per year before tax for joint buyers

South Australia buyers only:

  • $55,000 per year before tax for single buyers
  • $70,000 combined income per year before tax for joint buyers

Additional criteria which can be useful:

  • A clean credit history with no defaults is required however, if you have a default we can provide information that may help you have it removed sooner.
  • Some lenders will consider a rental history with a lease in your name as genuine savings. If you don't have a rental history we can assist you with a savings plan.
  • If you're eligible for the Government First Home Owner Grant this can be used towards your deposit to help you with less savings.
  • If you have a family member who is prepared to guarantee your home loan, you may be able to get into your home with little to no deposit.

If you don't meet the above criteria, we encourage you to still complete our pre-qualification form as we may still be able to offer suggestions on how you may be able to qualify now or in the future.

Not at all! This pre-qualification process simply allows our team to determine if you qualify for our Low Deposit Home Solution and calculate how much you can potentially borrow to ensure we have new home opportunities available to you. This is not an application for finance and will not effect your credit score. We don't make any credit enquiries without your permission first.

let's get started.

With a clearer idea about your current situation, we can determine if you qualify and help you get started. Complete our pre-qualification form in less than 10 minutes and let's start your home buyer journey together.

start pre-qualification ›

can we help?

Our team is here to help anytime. Simply call 1300 657 184 or email us through our contact page.