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Get pre-qualified for our low deposit home solution free assessment

Get qualified.

Are you ready to fast-track your journey to home ownership?

Our Low Deposit Solution is helping deserving singles, couples and families to achieve home ownership sooner.

As part of our service we provide a free assessment to determine if we can assist you with a new home purchase now or in the near future. You can also find out how much you can potentially borrow.

Below you can view the basic qualification criteria and get started.

Everyone's situation is unique so we encourage all home buyers to complete our pre-qualification form. Our team can then provide a free assessment to determine what options may be available to you within your budget. Our service is free and it's completely up to you if you decide to proceed with us. We're here to help and support you anytime and when it suits you.

To be eligible you simply need to be able to service a mortgage. This means having things like a stable income, good credit rating and your bills paid on time. We've outlined the basic criteria below...

  • 18+ and Aus. Citizens or Permanent Residents
  • Good credit history / no defaults
  • Single Buyer Minimum Income: $60,000 per year before tax is recommended.
  • Joint Buyers Minimum Combined Income: $80,000 per year before tax is recommended.

Additional criteria which can be useful:

  • Some lenders will consider a rental history with a lease in your name as genuine savings. If you don't have a rental history we can assist you with a savings plan.
  • If you're eligible for the Government First Home Owner Grant this can be used towards your deposit.
  • If you have a family member who is prepared to guarantee your home loan, you may be able to get into your home with little to no deposit.

If you don't meet the above criteria, we encourage you to still complete our pre-qualification form as we may still be able to offer suggestions on how you may be able to qualify now or in the future.

Not at all! This pre-qualification process simply allows our team to determine if you qualify for our Low Deposit Home Solution and calculate how much you can potentially borrow. This is not an application for finance and will not impact your credit score in anyway.

Start your journey.

You can complete our free assessment form online in a few simple steps. To get started, select Single Buyer or Joint Buyers.

Single buyer.

You are planning to buy a home on your own and you are not in a married/de facto relationship.

Start assessment ›

Joint buyers.

You are planning to buy a home with someone else such as a partner, friend or family member.

Start assessment ›