Low deposit homes

Because your individual situation and goals are unique, we aim to find an ideal solution for you. Here is a basic overview of how it works...

• Government Grants - We will consider the amount of savings you currently have combined with Government Grants and property prices in your preferred area. If additional savings are required, we can provide budgeting tools or explore other locations. If you have a Family Guarantor, you may be able to buy a home with little to no deposit.

• Specialised Lenders - Our lending specialists at Simplii Finance can assist you with low deposit finance options. With access to a wide range of lenders, Simplii can help to find you a suitable loan with a competitive interest rate. Your broker will guide your through the finance process to make it simple!

• Deposit Boost - Eligible home buyers can access our Deposit Boost of up to $10,000 towards their new home. This can help to reduce the amount of savings you need to enter the property market. If you already have a suitable deposit, then we can cover your mortgage while you build with Mortgage Assist!

At MWC Property Group, we look after everything from organising finance, to finding your home, through to handing you the keys.

• Step 1. Start with your Free Info Pack to learn how it works. You can fast-track your journey by completing our Free Assessment Form online to find out if you qualify. No obligation, you can move forward at your pace.

• Step 2. When you're ready, an MWC Consultant can discuss your goals, borrowing capacity and budget. We will then be able to explore new home opportunities with you. We have a wide range of Locations and Floorplans to choose from.

• Step 3. Receive complete finance assistance from our finance team at Simplii Finance. Access competitive rates through well known lenders and assistance with all the paperwork.

• Step 4. Our in-house support team will guide you through the construction process so you can move forward with confidence.

Deposit amounts can vary based on a number of factors such as property prices in your location, your individual requirements and eligible Government grants and amounts.

We've listed our recommended savings goals based on the options below.

• First Home Owners Grant - Savings from 3-4% of purchase price. Amount may vary by state and grant amount.

• First Home Loan Deposit Scheme - Savings from 2% of purchase price, combined with the First Home Owners Grant.

• Family Home Guarantee - Savings from 2% of purchase price for eligible single parents.

• Family Pledge Guarantee - Little to no deposit required with the help of a family guarantor.

Non-first home buyer? We aim to help all home buyers to achieve home ownership with as little savings possible. If you're a non-first home buyer, our team can assist by determining a deposit goal based on your individual situation.

We have a wide range of build locations available in Queensland, Regional New South Wales and Victoria. Our team can work with you to explore new home opportunities based on your goals, deposit and budget.

Learn about our Locations