Low deposit homes

We're turning renters into homeowners — sooner, with less savings.

Did you know the average Aussie now pays around $650 per week in rent? That’s over $33,000 a year going straight into someone else's mortgage.

Even genuine first home buyers who can easily afford a mortgage are often knocked back by banks — simply because they don't have a massive deposit saved.

And with property prices and rents rising faster than ever, saving $60,000 to $120,000 for a deposit isn’t exactly realistic for most Australians today.

If you're renting in Victoria, South East Queensland, or Regional New South Wales, there’s a better way forward.

Our solution

The truth is, you don’t need a shipload of savings to own your own home.

In fact, we’ve already helped over 500 families break into the market with less than $15,000 in savings!

Here’s how we make it possible:

Step 1 — We provide a $10,000 Deposit Boost to help bridge the gap between your savings and your deposit needs. It’s a genuine gift — not a loan — rebated from our commision with builders.

Step 2 — We maximise your eligibility for government initiatives like the First Home Owner Grant and the Home Guarantee Scheme — helping you avoid expensive lenders mortgage insurance (LMI) and boost your deposit.

Step 3 — Our finance partners at Simplii Finance specialise in low deposit home loans. They work with lenders who accept your grants and Deposit Boost upfront, treating them as part of your deposit right from the start.

Step 4 — With the majority of your deposit already sorted, you just cover the small remaining balance — based on the home price and available support.

(And no, this isn’t a shared ownership scheme where the government owns part of the property — you own 100% of your home!)

Deposit checker

Use the calculator below to discover just how low your home deposit can go!

Why act now?

Australia is facing a serious housing shortage — and with rising migration and limited new builds, prices are only expected to climb higher.

Waiting could mean:

Higher property prices

Higher rents

Tougher competition

Bigger deposit requirements

Building your own home now not only protects you against rising costs — it puts you on the path to long-term wealth and stability.

Renting costs you

Flexible? Sure. Cheaper in the short term? Perhaps. Regardless, renting is a never-ending cycle of paying off someone else's mortgage, with nothing to show for it. When you factor in rent hikes and a lifetime of renting, the long-term cost generally outweighs the cost of owning a home.

Why own property

66% of Aussies own property — and with good reason. History has proven that property is one of the strongest and most reliable long-term investments. Owning a home means your hard-earned cash is going towards something you own — something that grows in value over time. Whatever you put in, you have the chance to get back (and more) in the future. Unlike renting, where these days, you'd be lucky just to get your bond back!

We get results

We know some people are skeptical — and that’s understandable. Old-school advice says you need a 20% deposit. Times have changed.

Here’s the proof:

500+ families have become home owners through our low deposit solution

Over $5 million already provided in Deposit Boosts

Countless 5-star reviews across Google and Facebook

We’re proud to offer a real, proven pathway to homeownership — without the overwhelming savings hurdle.

Let's go home

Our free home buyer service can fast-track your journey to home ownership with less savings. If you’re ready to explore how close you are to owning your home, take the first step now. It could change your life.

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