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Low Deposit Homes — with a $10k Boost!

Hey deposit ninja 🥷

Think you need $100K or a 20% deposit to buy your first home? You don’t.

We’ve already helped over 525 families make the leap into home ownership — with as little as $5K–$15K in savings.

No nasty deposit loans.

No confusing structures.

Just clear pathways into home ownership.

Our strategy offers one of the lowest deposit pathways to homeownership — made possible through the MWC $10K Deposit Boost™ and government grants.

Get pre-qualified now or scroll down to learn more.

Pre-qualify

MWC $10k Deposit Boost

Government grants are a great start — but we don’t stop there. We provide our home buyers with a huge $10,000 Deposit Boost! The best part? It's not a loan, it's a giftmade possible through our builder partnerships. Our boost allows us to offer you some of the lowest deposit options available.

 

Why we do it

We believe everyone deserves the comfort, security, and pride of owning their own home. But let’s be real — saving a huge deposit can feel impossible. So we created a one-stop solution to close the deposit gap and make buying a home feel easier, with complete support.

 

Yep — it's free!

Our entire home buyer service is 100% free! No catch. No hidden fees. No obligation. We’re paid by the builder, so your success is our success!

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Our regions

VIC

Melbourne

Geelong

Bendigo

Ballarat

Sunbury

Shepparton

Warragul

QLD

Ipswich

Logan

North Brisbane

Jimboomba

Fernvale

Aratula

Boonah

Laidley

NSW

Tamworth

Gunnedah

How it works

Sounds too good to be true? We get that. But it’s actually pretty simple — we combine our $10k Deposit Boost, government support, and low deposit finance to get you home sooner, with less savings.

Watch this short video to see how we help...

 

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Why buy now?

Rents are rising. Prices are climbing. Supply’s tightening. The sooner you buy, the more value and growth you could lock in. Waiting could mean saving more and paying more — and honestly, who wants that?

 

525+ and counting

We’ve helped over 525 families buy their first home — with far less savings than they thought possible! Their success is what drives us. If they can do it, so can you.

Pre-qualify

 

Check your deposit

This isn’t your standard bankers “5% home loan” pitch. We’re talking grants, schemes, and the MWC $10K Deposit Boost — all working together to get you closer, faster. Try our deposit checker below to see for yourself.

Frequently asked

We’re your one-stop solution for buying your home.

Our exclusive $10,000 Deposit Boost gives you one of Australia’s lowest deposit pathways. 💪

We’re not about pushy sales talk.

We focus on trust, guidance, and education—to show you what’s possible.

We’ve built a strong network of trusted builders, finance specialists, and legal experts.

Our step-by-step process makes the journey simple and stress-free for buyers.

We help buyers break through overwhelm, decision paralysis, and procrastination—turning it into possibilities and solutions in a fast-moving market.

The question is—would you rather face the market alone, or work with a team that’s already helped 500+ families overcome the same barriers you’re facing now?

Not at all.

Our brokers at Simplii Finance work with all the major banks and lenders.

You still get competitive rates.

And the best part? They work for you for free.

The banks cover their fees.

Brokers also make the process easier.

They handle the paperwork, lodge your grant applications and guide you step by step.

Here’s the difference:

Stick with one bank and you’re limited to their deposit rules, and their products only.

Work with a broker and you get more options, smarter solutions, across a range of lenders.

Some might feel loyal to their bank.

But let’s be honest—your bank’s not going to tell you if there’s a better deal elsewhere. Our brokers will. 😉

We get why you’d think that.

It sounds almost too good to be true.

But here’s the truth: our pathway is simple.

We combine our $10k Deposit Gift with:

  • Government support
  • Smart lending
  • Affordable locations

The thing is, banks don’t offer deposit boosts.

They don’t always count grants towards your deposit.

And they definitely won’t tell you about better options elsewhere.

That’s why so many people still think the old way.

The fact is, our proven low-deposit pathway has already helped over 500 families into their own homes.

The photos, videos, and reviews on this page are all from real clients who made it happen.

The question is — will you be next?

Fair question.

We’re a business, so what’s in it for us?

Simple — our fees are covered by the builder.

That’s how we can give you our $10,000 Deposit Boost to cut your upfront costs.

So for you, our entire service is 100% free.

No pressure. No obligation.

Just the support you need to get into a home sooner.

At the end of the day, we only succeed if you succeed.

That’s why it’s in our best interest to get you into your own home. 💪

Yes.

We partner with new home builders to make our low deposit solution possible.

And if you want to access the First Home Owner Grant, the property must be brand new.

That’s why we can’t offer the same low deposit options for established homes you see online.

But here’s the upside of new:

Lower maintenance costs.

Builder warranties for peace of mind.

Modern designs with energy efficiency.

Plus, you get to move into a place that’s truly yours—brand new, never lived in. ✨

It depends on the pathway that’s right for you.

Some buyers purchase with 100% ownership, using options like the First Home Owner Grant and the Home Guarantee (No LMI) Scheme.

Others may be eligible for the Help to Buy shared equity scheme.

This is where the government contributes toward the purchase price to help reduce the deposit and loan required.

We assess all available pathways and guide you toward the option that best suits your situation.

You can scroll up to see our current regions.

We don’t sell land or lock you into certain estates or suburbs.

Instead, we help you find the right block—and can even deal with land agents on your behalf.

Our trusted builders work across a wide area.

Where you can build usually depends on:

  • Suitable land availability
  • What works for your budget and deposit
  • Properties within government grant price caps

Your MWC Consultant will work with you closely to show you what’s possible.

The deposit can be very low — but it depends on:

  • the property price and location
  • which grants or schemes you qualify for
  • maximum grant price caps, and
  • timing — because prices and incentives can change

Today, we suggest having at least $5k-$15k on hand.

Our aim is to map the lowest-deposit path that works for you.

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Ready to own? — Pre-qualify now

Ready to unlock one of the lowest deposit pathways to homeownership?

Pre-qualification is the first step we take with our soon-to-be homeowners. It’s quick, free, and won’t impact your credit score!

With a simple snapshot of your situation, we can show you exactly what’s possible. No pressure, no obligation — just support to help you get closer to your goal.

Pre-qualify