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Low Deposit Homes

Own a home sooner with less saved

Saving a huge deposit while renting is hard. With the right pathway, support and our $10K Deposit Boost™, eligible buyers may be able to get started sooner with as little as $15k saved.
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Herman
Manatua-Oraylia

Renting forever wasn't the plan

Most renters aren’t choosing to rent forever — they just don’t know where to start. We help you understand where you stand, what it could take to buy, and whether owning may be closer than you think.
Explainer video thumbnail
What's your plan?

The biggest mistake renters make is waiting

Aussies now pay an average of $700 per week* renting their home.

That’s $36k of your hard-earned cash paying off someone else’s mortgage every year.

The worst part?

Many simply give up on their dream because they think it’s too late, or assume they need a huge deposit to get started.

So they take the easy path... waiting.

No plan. No action. Just wait and see what happens.

At the same time, property prices grow, deposit gaps widen, and that savings plan? Well, that went on the trip to Bali.

The truth is, right now, there are many Aussies in a position to own property. And getting there could be quite simple.

But they’ve put it on hold, unsure how to start, afraid of getting it wrong, or just too hung up on the perfect home rather than making a start.

So here’s our challenge for you.

Take 60 seconds to see where you stand.

Because even if the timing isn’t right, at least you’ll know what might be possible.

Don’t let waiting be your plan. Take action and see if home ownership is closer than you realise.

* Based on Domain’s June 2026 rental report for combined capital city rents.

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Keys & ease™ guarantee

Getting the keys to your first home shouldn't be hard, risky, or full of surprises. With MWC, our guarantees are here to support you. Swipe to see how.

1. Deposit clarity

Start with the savings we quote — no surprises. If we say $15K is enough, that’s all you’ll need. If we’re wrong, we’ll cover the shortfall (up to $5,000).

2. Turn-key homes

100% fixed-price, turn-key homes. Driveway, fencing, landscaping, appliances — all included upfront. No hidden costs, no unfinished home.

3. No build deposit

No upfront build deposit required. We work with builders who let you move forward without paying before finance is approved.

4. On-time build

We partner with builders who stick to timelines. If delays happen beyond the contracted timeframe, we’ll support you with $200/week (up to $5,000).

5. Build protection

You’re covered during and after the build. If anything needs fixing, we can step in and help get things sorted with the builder — no stress for you.

6. No cost service

Our service is 100% free — no upsells, no hidden fees. We’re paid by the builder, not you. So our only goal is getting you into the right home.

7. $10k boost

Build with us and recieve our $10,000 Deposit Boost™ to help close the deposit gap. It’s a gift, not a loan — no repayments, no strings attached.

8. Builder confidence

We only work with proven builders. If something goes wrong, we step in and support you — including $200/week (up to $5,000) while it’s resolved.

Terms, eligibility and caps apply.
Buyer fit

Who do we help?

You don’t need to have everything figured out yet. Our free Home Check helps us understand where you stand and whether one of our home buying pathways may suit your situation.

  • You’re open to building a new home
  • You earn $80k+ household income for Help to Buy, or around $140k+ for other low-deposit pathways
  • You have some savings or access to contribution
  • You’re open to using a government pathway if eligible
  • You’re flexible on location or open to nearby growth areas
  • You want to understand your numbers and get guidance from home buying experts
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540+ families helped

From first questions to getting the keys, we’ve helped hundreds of everyday buyers find a pathway into their own home. Here’s what some of our clients had to say about their experience with MWC.

Mark-Kalinda-1
★ ★ ★ ★ ★
MWC did not disappoint, their entire team is honest, supportive and answer every single question you have in plain terms! We worked with Louise who was absolutely amazing and always made time to chat, even if it was just for reassurance!
Kalinda & Mark
Ngarita-Isoa-Review
★ ★ ★ ★ ★
As first home builders, we were a bit nervous going into the process, but the whole team made everything so easy to understand and were always there to answer any questions we had. Louise supported us every step of the way and genuinely cared about our experience.
Ngarita & Isoa
Alleyne-Review
★ ★ ★ ★ ★
Genuine professionals. Experienced. I was able to have complete trust in them and was beyond satisfied with the results. Shout outs to Marijke and Angie - I cannot express my genuine appreciation for your efforts. @teamMWC, you exemplified excellence. Thankyou.
Alleyne
Chantelle-Lydon-Review
★ ★ ★ ★ ★
There's not enough words that can truly express our utmost gratitude for the team at MWC. Sandy was determined to make our dreams come true with being home owners and we honestly felt this for our family, which made the process that much more rewarding.
Chantelle & Lydon
Tala-Lesao-Review
★ ★ ★ ★ ★
The team at MWC made us feel at ease throughout the whole process. We encourage anyone who is looking to get into their home to contact the team at MWC! We are extremely happy with how everything has turned out!
Talaatama & Lesao
Herman-Review
★ ★ ★ ★ ★
We moved into an amazing house today. At our age, we didn't think it would be possible. These guys are amazing, putting up with all our crazy phone calls and questions. We love how they could do everything — from mortgage brokers to builders all under one company.
Herman & Tracy
Justin-Emma-Review
★ ★ ★ ★ ★
I can't thank and recommend MWC enough. From start to finish MWC were there to guide my partner and I throughout this process. I am incredibly grateful to Kyla and Rebecca for everything.
Emma & Justin
Chris-Megan-Review
★ ★ ★ ★ ★
As very nervous first home buyers with disability accessibility requirements for our build, we were so stressed and concerned that we wouldn't be able to be able to find a builder to help within our budget. MWC help us achieve this and every question we had was answered and handled with care.
Megan & Chris
Tye-Carina-Review
★ ★ ★ ★ ★
I cannot recommend MWC highly enough! From the start of the process to settlement, through to the completion of the build and moving in, MWC have been incredible to work with and have helped so much with their clear communication and willingness to go above and beyond for us.
Tye & Carina
Yohanna-Ari-Review
★ ★ ★ ★ ★
I got my home and land package through MWC Group with a really low deposit, which I didn’t even know was possible. Louise was absolutely amazing — she found us the perfect package and made the whole process so easy and stress-free.
Yohanna & Ari
Joseph-Rosie-Review
★ ★ ★ ★ ★
One of our ultimate dreams was to buy a home for our family, and MWC made it possible and achievable — helping us buy our first home in a location we never even thought of, and we love it! Thank you to Sandy and Angie for guiding and supporting us throughout the whole process.
Rosie & Joseph
Aaron-Sheena-Review
★ ★ ★ ★ ★
We have just recently completed and moved into our new home. MWC were absolutely amazing! Transparent every step of the way — we will be recommending all family and friends to build with MWC! We hope to use you again within the next 12 months for another project!
Aaron & Sheena
Next steps

What are the steps?

Your Home Check helps us understand where you’re at, what options may be available, and what steps could move you closer to owning.

01

Complete the check

Answer a few quick questions about your income, savings, location preferences and buying timeline.

02

Quick review

Our team looks at your situation, possible pathways and whether you may be close to getting started.

03

We guide you

If there’s a suitable pathway, we’ll talk you through your options, numbers and what to do next.

What we get asked

Still have questions? Here are some of the most common things buyers ask before completing their Home Check.

No catch. The Home Check is free, and you’re not locked into anything. If there may be a suitable pathway, we’ll explain your options clearly. If there isn’t, we’ll let you know that too.
No. The Home Check is designed to give you clarity, not pressure. If there may be a suitable pathway, we’ll talk you through your options and next steps. If the timing isn’t right, that’s completely okay too.
Yes, we focus on house and land opportunities. Our $10,000 Deposit Boost™ is made possible through our builder partnerships, the First Home Owner Grant generally applies to new homes, and Help to Buy may allow up to 40% shared equity for new home purchases. Established homes generally require more savings upfront, which can make them harder for buyers trying to get started with a lower deposit.
Some pathways may be available from around $15,000 saved, depending on your situation, location, eligibility and lender requirements. The Home Check helps us understand whether you may be close, or what steps could help you get closer.
It depends on where you want to buy, your household situation, debts, expenses and the pathway you may be eligible for. As a general guide, many buyers we work with are earning from around $80,000 household income for Help to Buy, or around $140,000 for other low-deposit pathways.
Yes. We work with lending partners who can help assess your borrowing capacity and explain what may be possible. Any finance approval is still subject to lender assessment, eligibility and personal circumstances.
Our service is free for buyers. If you decide to purchase through one of our builder or developer partners, we’re paid by the builder, not by you.

You could be closer than you think

We help everyday Aussie renters who are working hard and just want a fair go at owning their own home. With the right guidance and pathway, we help turn that goal into a real plan — and a real possibility.
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Lets-Go-Home

Call 1300 657 184

Monday–Friday: 9am–5pm (AEST)
Free Consultations: Available 7 days a week

Supporting home buyers in VIC NSW QLD

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All information, calculators, and figures shown are general guides only and do not represent financial advice or a lending offer. Actual deposit amounts, eligibility, and loan outcomes depend on your personal circumstances, lender policies, and current property prices. MWC Property Group provides free, no-obligation assessments to help you explore your options. We act as a facilitator, not a builder or land seller. View full disclaimer

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