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Ready to own? — Pre-qualify now

Hey future house boss 💪

Ready to unlock one of the lowest deposit pathways to homeownership?

Pre-qualification is the first step we take with our soon-to-be homeowners. It’s quick, free, and won’t impact your credit score!

With a simple snapshot of your situation, we can show you exactly what’s possible. No pressure, no obligation — just support to help you get closer to your goal.

Who qualifies?

Everyone’s situation is different, which is why pre-qualification helps us explore your options. This criteria is a general guide (and may change from time to time in line with the market). We recommend:

  • Australian citizen, permanent resident, or New Zealand 444 visa holder
  • Minimum $120K+ combined annual income before tax (up to 4 buyers can be included)
  • Debts and/or dependents may increase the required income — we’ll assess this for you
  • Clean credit history with no active defaults
  • Solid rental history or a proven savings track record
  • Helpful – Some savings is ideal. If you don’t have this yet, we can still help with a plan to get you closer, or a family guarantor may allow you to purchase with no upfront savings required.

Take 60 seconds to pre-qualify — it could change your life.

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We respect your privacy — we keep your info safe and confidential.

We’re here for everyday Aussies who dream of owning a home, but aren’t sure how to begin. Our team is supportive, down-to-earth, and focused on guiding you every step of the way. We offer one of the lowest deposit options in the country — thanks to our $10K Deposit Boost (yep, it’s a gift — not a loan). No other company we know offers the kind of financial support we do.

Not at all. Our free pre-qualification process simply gives us a snapshot of your situation so we can see if we’re able to help with a new home purchase. It’s the first step we take with all our home buyers—so we can provide tailored information and match you with the right properties from the start.

Once we’ve received your info, our team will assess your situation and see if you’re in a strong position to buy now — or what steps you might need to take to get there soon. We’ll explore your options, explain the process, and show you the low deposit pathway that could help make homeownership a reality.

Disclaimer: Pre-qualification is not a finance application and there is no obligation to proceed. It helps us determine whether we may be able to assist you with a new home purchase. Our free service is designed to help home buyers and investors understand their options and assist with purchasing property through our partners within Australia. Qualification can vary based on factors such as income, financial commitments, eligible grants, and current property prices. Deposit requirements and home loan eligibility are subject to each buyer’s individual circumstances, grant eligibility, and the property’s purchase price. Required deposit amounts may vary by location, developer, and lender. Lending products, property prices, and available grants can change at any time, which may affect your qualification result and ability to obtain a home loan. Any figures displayed on our website, in publications, or in videos are provided for general example purposes only. MWC Property Group reserves the right to make changes or updates to these terms and conditions at our discretion. We keep your information private and safe — View full disclaimer | View privacy policy.