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Own your home sooner with Help to Buy

Hey future homeowner 👋

Think you don’t earn enough to buy?

Or that your borrowing power isn’t strong enough for the area you actually want?

You might be surprised.

We’re now helping eligible buyers access the new Help to Buy shared equity scheme — a pathway designed to make owning sooner more achievable.

It’s not just for first home buyers.

It’s not just for high income earners.

And you don’t need a huge deposit.

Placements are limited — and filling fast.

Complete the pre-qualifier below or scroll to see how it works.

Pre-qualify

Who it's for

This pathway is for Australian Citizens who don’t currently own and feel like traditional lending hasn’t quite worked in their favour. Income caps apply — up to $100,000 for singles and $160,000 for couples or single parents — creating a genuine option for everyday earners who meet the eligibility criteria.

 

MWC $10k Deposit Boost™

Government grants are a great start — but we don’t stop there. We provide our home buyers with a huge $10,000 Deposit Boost! The best part? It's not a loan, it's a gift — made possible through our builder partnerships. It can help with your deposit or home purchase costs.

 

How it works

We combine our $10K Deposit Boost™ and government support to get you home sooner, with less savings. We guide buyers through two main pathways — full home ownership using the Home Guarantee Scheme, or a lower-entry option through the government’s Help to Buy scheme.

Pathway 1 diagram
With the Home Guarantee Scheme, you can buy with just a 5% deposit and no Lenders Mortgage Insurance. Your MWC $10K Deposit Boost™ and First Home Grant can contribute toward the 5%, with you covering the rest. Your final amount depends on your home price and eligible support.

Why buy now?

Rents are rising. Prices are climbing. Supply’s tightening. The sooner you buy, the more value and growth you could lock in. Waiting could mean saving more and paying more — and honestly, who wants that?

Explainer video thumbnail

525+ and counting

We’ve helped over 525 families buy their first home — with far less savings than they thought possible! Their success is what drives us, and we’re here to guide you every step of the way. If they can do it, so can you!

Pre-qualify

Keys & Ease™ Guarantee

Getting the keys to your first home shouldn't be hard, risky, or full of surprises. With MWC, our guarantees are here to support you. Swipe to see how.

1. Low Deposit Guarantee

Start with the savings we quote — no surprises. If we say $15K is enough, that’s all you’ll need. If we’re wrong, we’ll cover the shortfall (up to $5,000).

2. Turn-key Guarantee

100% fixed-price, turn-key homes. Driveway, fencing, landscaping, appliances — all included upfront. No hidden costs, no unfinished home.

3. No Build Deposit Guarantee

No upfront build deposit required. We work with builders who let you move forward without paying before finance is approved.

4. On-Time Build Guarantee

We partner with builders who stick to timelines. If delays happen beyond the contracted timeframe, we’ll support you with $200/week (up to $5,000).

5. Build Protection Guarantee

You’re covered during and after the build. If anything needs fixing, we can step in and help get things sorted with the builder — no stress for you.

6. Free Service Guarantee

Our service is 100% free — no upsells, no hidden fees. We’re paid by the builder, not you. So our only goal is getting you into the right home.

7. Deposit Boost Guarantee

Build with us and recieve our $10,000 Deposit Boost™ to help close the deposit gap. It’s a gift, not a loan — no repayments, no strings attached.

8. Builder Confidence Guarantee

We only work with proven builders. If something goes wrong, we step in and support you — including $200/week (up to $5,000) while it’s resolved.

Yep — it's free!

Our entire home buyer service is 100% free! No catch. No hidden fees. No obligation. We’re paid by the builder, so your success is our success! From your first chat through to getting the keys, we’re here to support you every step of the way.

We’re your one-stop solution for buying your home.

Our exclusive $10,000 Deposit Boost gives you one of Australia’s lowest deposit pathways. 💪

We’re not about pushy sales talk.

We focus on trust, guidance, and education—to show you what’s possible.

We’ve built a strong network of trusted builders, finance specialists, and legal experts.

Our step-by-step process makes the journey simple and stress-free for buyers.

We help buyers break through overwhelm, decision paralysis, and procrastination—turning it into possibilities and solutions in a fast-moving market.

The question is—would you rather face the market alone, or work with a team that’s already helped 525+ families overcome the same barriers you’re facing now?

We work with a network of builders which allows us to support home buyers in the following regions:

  • South East QLD
  • Melbourne & Regional VIC
  • Gunnedah & Tamworth, NSW

Our team will help by exploring where suitable land is available, and what fits your budget and deposit goals.

No — the scheme can be used for both established homes (up to 30% government contribution) and new homes (up to 40%).

That said, we specialise in helping buyers purchase brand new homes, as we partner with builders to make our $10K Deposit Boost™ possible.

Plus, if you want to access the First Home Owner Grant, the property must be new.

There are also some strong upsides to going new — a higher government contribution (which can improve your budget), lower maintenance costs and builder warranties for peace of mind.

And best of all — you’re moving into a home that’s truly yours.

Brand new, never lived in ✨

Not at all — it’s just a different way to get into the market sooner.

Shared equity simply means a partner (like the government) contributes a portion of the property, so you don’t need to borrow as much or save a large deposit upfront.

For many buyers, it’s actually what makes home ownership possible.

Instead of waiting years while prices rise and rent continues, you can:

  • Get into your own home sooner
  • Buy with a much smaller deposit (from around 2%)
  • Reduce your loan size and repayments
  • Avoid Lenders Mortgage Insurance (LMI)

It’s not about “owning less” — it’s about starting earlier and building your ownership over time.

You still live in the home as the owner, and you can gradually increase your share (buy out the government portion) when you’re ready.

Yes — Help to Buy is designed as a pathway to full ownership over time.

You purchase the home and live in it as the owner from day one.

The Government contributes a share (up to 40% for new homes), which reduces how much you need to borrow.

Over time, you can choose to buy back the Government’s share as your financial position improves.

You can do this gradually or in larger amounts — whatever suits you.

There’s no pressure to do it straight away.

As you buy back more, your ownership increases and the Government’s share reduces.

If you decide to sell, the Government simply receives their share, and the rest is yours.

So while you may start with shared equity, the goal is simple — get in sooner, then work toward full ownership over time.

Ready to own? — Pre-qualify

Ready to see if Help to Buy could work for you?

Our pre-qualifier is quick, free, and won’t impact your credit score. Share a simple snapshot of your situation and we’ll show you exactly what’s possible — and what your next step should be.

Pre-qualify