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Own sooner with Help to Buy

Hey future homeowner 👋

Think you don’t earn enough to buy?

Or that your borrowing power isn’t strong enough for the area you actually want?

You might be surprised.

We’re now helping eligible buyers access the new Help to Buy shared equity scheme — a pathway designed to make owning sooner more achievable.

It’s not just for first home buyers.

It’s not just for high income earners.

And you don’t need a huge deposit.

Placements are limited — and filling fast.

Complete the pre-qualifier below or scroll to see how it works.

Pre-qualify

How it works

Help to Buy makes building your own home feel possible again. With the Government contributing up to 40% on a new build, you can purchase with a smaller loan and less deposit. For many buyers, that means less waiting, more affordability, and a real opportunity to step into the property market sooner.

Diagram of a pie chart showing how the Help to Buy shared equity scheme works

 

Who it's for

This pathway is for Australian Citizens who don’t currently own and feel like traditional lending hasn’t quite worked in their favour. Income caps apply — up to $100,000 for singles and $160,000 for couples or single parents — creating a genuine option for everyday earners who meet the eligibility criteria.

 

MWC $10k Deposit Boost™

Government grants are a great start — but we don’t stop there. We provide our home buyers with a huge $10,000 Deposit Boost! The best part? It's not a loan, it's a gift — made possible through our builder partnerships. It can help with your deposit or home purchase costs.

Pre-qualify

Our regions

VIC

Melbourne

Geelong

Bendigo

Ballarat

Sunbury

Shepparton

Warragul

QLD

Ipswich

Logan

North Brisbane

Jimboomba

Fernvale

Aratula

Boonah

Laidley

NSW

Tamworth

Gunnedah

How we help

We assess your situation and tell you honestly if Help to Buy is the right fit. From pre-qualification to securing land and starting your build, we handle the process end to end. We’re your one-stop solution into the property market — and yes, our service is 100% free.

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Why buy now?

Help to Buy placements are limited and filling fast. At the same time, rents are rising and prices keep climbing — which means waiting could cost you more. If you’re close to eligible, exploring it now could be the move that gets you into the market sooner instead of falling further behind.

 

Your own place, sooner

Some buyers hear “shared equity” and pause. We see it differently. It’s not about owning less — it’s about getting started sooner. No more rental inspections. No more lease renewals. Just a structured step into the market and a pathway toward full ownership over time.

525+ and counting

We’ve helped over 525 families buy their first home — with far less savings than they thought possible! Their success is what drives us. If they can do it, so can you.

Pre-qualify

Frequently asked

We’re your one-stop solution for buying your home.

Our exclusive $10,000 Deposit Boost gives you one of Australia’s lowest deposit pathways. 💪

We’re not about pushy sales talk.

We focus on trust, guidance, and education—to show you what’s possible.

We’ve built a strong network of trusted builders, finance specialists, and legal experts.

Our step-by-step process makes the journey simple and stress-free for buyers.

We help buyers break through overwhelm, decision paralysis, and procrastination—turning it into possibilities and solutions in a fast-moving market.

The question is—would you rather face the market alone, or work with a team that’s already helped 525+ families overcome the same barriers you’re facing now?

We’re paid by our builder partners, not by you — which is how we’re able to provide our service and even offer our $10,000 Deposit Boost™. That means no hidden fees, no obligation, and no pressure. We only succeed when you move in.

Only certain Australian lenders are authorised to offer Help to Buy. We connect eligible buyers directly with an approved lender who assists with both finance and scheme approval. This ensures everything is structured correctly from the start.
Interest rates are set by the authorised lender and are similar to standard home loan rates, subject to your personal circumstances. Your rate will depend on factors like income, borrowing amount, and lending criteria.
Yes. Help to Buy is designed as a pathway toward full ownership. You can gradually increase your share over time by buying back part or all of the Government’s equity when your position allows.
If you sell, the Government receives their percentage share of the sale price, including any growth. You keep your share of the equity. It’s a structured co-ownership model, not a penalty.
No. Help to Buy supports both established homes (up to 30% Government share) and new homes (up to 40% Government share). We specialise in helping buyers build new homes through our trusted partnerships.
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Ready to own? — Pre-qualify

Ready to see if Help to Buy could work for you? Our pre-qualifier is quick, free, and won’t impact your credit score. Share a simple snapshot of your situation and we’ll show you exactly what’s possible — and what your next step should be.

Pre-qualify