7 Step Foolproof Strategy to Buy a Home

Have you been putting off buying a home because it all feels too hard? You’re definitely not alone.

For many first home buyers, the process can feel overwhelming — deposits, lenders, land, paperwork, and everyone offering different opinions.

That’s exactly why we do things differently.

Our goal is to make buying your first home feel simple, stress-free and achievable — even if you don’t have a huge deposit saved.

We’ve helped hundreds of renters step into homeownership using this clear, 7-step strategy. And now, it’s your turn.

1. Pre-qualify

Quick, Easy, and Credit Safe

We start with a quick online pre-qualification.

It’s free, takes about a minute, and won’t affect your credit score.

This step gives us a snapshot of your situation, so we can see if we can help — and how soon you could buy.

Get Pre-qualified

2. Home Kickstart Session

Let's map out your plan

Once you’re pre-qualified, you’ll be booked in for your Home Kickstart Session — a relaxed 30-minute chat over Zoom or in person.

You’ll meet your own dedicated Property Consultant, who will:

Explain how the process works
Answer your questions
Start building a personalised plan based on your goals

There’s no pressure and no cost — just clear info to help you move forward with confidence.

3. Borrowing Snapshot

Verify your borrowing power

Next, it’s time to figure out what you can comfortably borrow.

Our trusted finance partners at Simplii Finance will guide you through this step.
They’ll review things like your payslips and tax return, then confirm your borrowing power.

This gives us a clear budget so we can start matching you with the right land and home options — no guesswork.

4. Property Selection

Securing your land, choosing floorplan

With your deposit and borrowing capacity sorted, your consultant will help you:

Find and secure a block of land
Choose a floorplan that fits your lifestyle and budget

We’ll look at what’s available, walk you through your options, and make sure you’re getting something you’ll love calling home.

5. Contracts and Finance

Complete support to go through the important stuff

The contract stage can feel overwhelming for many buyers — but we’ve got you covered. We’ll walk you through your land and build contracts, and help you understand exactly what you’re signing.

Meanwhile, Simplii Finance will finalise your home loan application, secure any eligible government grants, and handle the admin. They work with major lenders and know how to get things sorted efficiently.

6. Settlement Day

You’re officially become a landowner

This is where it gets real.

Once finance is approved and contracts are done, you’ll reach settlement day — the day the land becomes yours.

Pop the champagne — it’s a big milestone.

From here, the countdown to building your new home begins.

7. Construction to Keys

Your new home comes to life

The builder will get started with council approvals, site prep, and construction.

This stage typically takes 6–9 months from start to finish.

We’ll keep in touch with both you and the builder along the way to make sure everything is running smoothly.

Once your home is complete, you’ll receive the keys — and step into your new life as a homeowner.

Simple. Clear. No pressure.

Buying your first home doesn’t need to be confusing or stressful.

This 7-step strategy is designed to give you structure, clarity, and confidence — so you’re never left guessing what comes next.

And if you’re wondering whether it really works? Just check out the stories and reviews from hundreds of other first home buyers who’ve already been through it.

You could be next.

Get Pre-Qualified Now

Or Book a Quick Chat with our team.

Let’s take the first step together.