Our steps
Our step-by-step service is designed to help Home Buyers and Investors to achieve their property goals with confidence. Here we have outlined a basic overview of the steps we will take with you.
1. Pre-qualificationThe first step we take with all of our buyers is pre-qualification. This is a quick, hassle-free way to find out if you're eligible to buy a new home - without impacting your credit score! During this process we can determine your estimated borrowing capacity, eligible grants and required deposit. |
2. Initial ChatOnce pre-qualified our team will contact you for a chat. We will discuss your current goals and discuss potential new home opportunities with you. We encourage you to ask any questions and contact us anytime as we want you to feel completely confident as you move forward. |
3. Formal borrowing capacityOur lending specialists will need to do a quick assessment to confirm your borrowing amount. At this stage, our finance team will need your proof of income, such as payslips. Once your formal borrowing capacity is calculated, we can start the search for your new home! |
4. Property selectionYour property consultant will explore suitable new home opportunities with you. During the search we consider your affordability, requirements and available deposit. We can liaise with the land agent and builder on your behalf, to find a house and land package that's tailored to you. |
5. Contract signingOnce your land is secured, we can contact the builder and developer to organise the contracts for your property. Our lending specialists can now assist with your home loan application, lender privacy docs and Government grant forms. We will guide you through all the paperwork. |
6. UnconditionalOnce your finance is formally approved your contract will then go ‘Unconditional’ which makes your contract a bound agreement. This is when you can celebrate as you're well on your way to owning a home! |
7. SettlementSettlement is the day the bank has transferred the funds to the vendor and you become a home owner! Your home loan repayments start after settlement. If you're building a home, you will only be making repayments for the land portion, and your loan will gradually increase during construction. |
8. ConstructionYour builder can now begin the construction stage of your property. There are a number of stages involved to building a home such as Council Approval, Slab, Frame, Enclosed, Fixing and Practical Completion. Our team can provide you with updates during the build through to completion. |
9. HandoverHandover is the most exciting part of the journey. It's the day you receive the keys to your brand new home and get to move in! |
Start today!
In a few simple steps, our team can provide you with a free assessment to determine your goals and how much you can potentially borrow. Simply click the link below to get started today!